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Life Insurance
A life insurance policy gives you peace of mind that your loved ones will be taken care of after your death. Life insurance policies pay out a death benefit if the policyholder dies while the policy is active (although there are some exceptions). Some policies accumulate value over time. If you’re...
Personal Insurance
As an insurance agent in Miami, it’s astonishing how many people fail to have a yearly personal insurance review. If you don’t know what a review entails, we will cover this information in great detail and explain whyyou should work with an insurance professional this coming year. What is a Yearly...
The Hurricane Season Isn’t Over Yet
From June through the end of November, Florida's six-month hurricane season is a turbulent time for residents. Hurricane damage and tropical storms can lead to flooding, roof damage and other forms of property damage that is, hopefully, covered by your homeowner's insurance. Prevalence of Tropical...
Surfside, Florida Collapse Victims Face Insurance Subrogation and Mortgage Complications
When Champlain Towers South in Surfside, Florida collapsed, survivors were left wondering what happened and how to move forward. Investigations are still ongoing as to what caused the collapse, but experts and engineers suspect delayed repairs, prolonged structural damage and environmental factors...
No-Fault Insurance
For more than 50 years, Florida law has required drivers to carry no-fault auto insurance, also known as personal injury protection (PIP). PIP is designed to cover the cost of medical care, losses and damages regardless of who was at fault for an accident. The state has tried to repeal the...
Flood Insurance
If you don’t live inside of a flood zone, you may not even be considering flood insurance. After all, the risk of your home being flooded is low, right? It’s common to have flood insurance in Miami, but those living in moderate to low-risk areas of the state may choose not to buy coverage through...
Employment practices liability insurance (EPLI)
Employment practices liability insurance (EPLI) is one commercial insurance option that aims to protect businesses from claims made by workers that their legal rights were somehow violated while employed. Large businesses are often the target of employment practice lawsuits, but cases can...
Home Business Insurance
What is Home Business Insurance Coverage and Why Is It Important? It’s estimated that there are 15 million home businesses in the United States. More than 50% of startups are home-based. Each of these entities can benefit from business insurance that protects their business when homeowner’s...
Business Errors and Omissions Insurance
Businesses obtain insurance to protect against liabilities and ensure that their business can continue running even in the middle of a lawsuit or in the aftermath of a theft, inventory damage and other incidents. Errors and omissions insurance is one type of commercial insurance every...
Wind Insurance
South Florida homeowners enjoy stunning beaches and a tropical climate that keeps temperatures warm throughout most of the year. But the area is also prone to high winds and hurricanes. While wind insurance isn’t required in Florida, mortgage companies tend to require it. Due to the high risk of...
Home Inventory
They say that your home is your biggest investment (that’s why we have homeowner's insurance to protect it), but what about everything inside of it? Over the years, homeowners accumulate a lot of things, and many do so without even realizing it. A home inventory gives you a running list of...
Wind Insurance
South Florida homeowners enjoy stunning beaches and a tropical climate that keeps temperatures warm throughout most of the year. But the area is also prone to high winds and hurricanes. While wind insurance isn’t required in Florida, mortgage companies tend to require it. Due to the high risk of...
Home Inventory
They say that your home is your biggest investment (that’s why we have homeowner's insurance to protect it), but what about everything inside of it? Over the years, homeowners accumulate a lot of things, and many do so without even realizing it. A home inventory gives you a running list of...
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Our team is dedicated to simplifying the insurance buying process for all of our customers throughout South Florida.